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American Express Company

TOP 10
https://www.american..
Category: Banks
American Express is a leading global payments, network and travel company founded in 1850.
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Displaying 1-10 of 19 Total Reviews
Go with Visa
I still prefer my Visa

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JSVaughn21 Cedar Grove, WV

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Bad
I left this bank to switch to another bank because I did not like the fees nor the customer service. Horrible bank.

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Ronzel Chicago, Illinois

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great
great

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Tsilk7 cincinatti, ohio

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The best cashback but can't be your only card
The blue cash card has the best rewards program I have ever encountered. We get double what we get with other cards but the transition wasn't easy. AmEx is very slow to increase credit limits so may have to wait years before you can have the same flexibility you would get with a Visa or MC. And of course AmEx isn't accepted everywhere.

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Best in 2008
Managed their book well in 2008. Hats off to them. Good customer service

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Qtrader Boca Raton, Fl

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Dependable
For those who use the cards often, they get 1-5% rewards and customer service is pretty darn good! Definitely worth a try!

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Managed the crisis well
I have to take my hat off to AMEX as they came out of the crisis whole without any help. I like their model of being more like a debit card and anyone who pays the interest charges doesn't understand finance yet.

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Breckburke Fremont, CA

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Love it!
Great credit card company! I have been with them for 4 years now and they are amazing. Their customer service is superb and their rewards very appealing!

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Best credit card company
This review won't be applicable to everyone but if you don't have any debt and can pay off your credit card every month, Amex is the way to go.

Forget the conventional wisdom that says only use debit cards and cash, credit cards are evil.

If you fall into the category I mentioned above, you can make a ton with the Amex Rewards system. The Blue Cash is definitely one of the best cash back cards out there, and pay a much better value than skymiles cards or other types of reward cards. It used to be a lot better as it paid out 5% back on all gas, drugstore, and supermarket purchases and 1% on everything else as long as you spent the required threshold in a year which wasn't too bad. However, now they only pay out 3% cash back in supermarkets, 2% on drugstore, and gas purchases, and 1$ on everything else.

While it's disappointing that they cut the rewards rates, it is still one of the best cards out there for sure. Merchants hate Amex since they charge them so much, but as a consumer, this is an awesome card.

If you're not in it for the rewards system, they have tons of other great cards for business purposes, and low interests but I'm not too familiar with those. I'm always really impressed with the customer service since I never have to wait on hold and get my card rushed back with next day delivery when it gets lost.

Also, Amex used to be regarded as one of those companies that merchants never really accepted; however, I rarely encounter that experience. If it should arise though, I've got the Chase Freedom Visa for backup.

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Dflynn4 Austin, Texas

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Best perks
I have the Costco Amex card which gives me up to 3% rebates on purchases.

Gasoline 3% off

Restaurants 3% off

Travel 2% off

Everywhere Else 1% off

The minor inconvenience is that its not accepted everywhere. You also get insurances on purchases and policy extensions. Their payment website has got to be one of the best in the industry. Its a hard card to get without excellent credit so best of luck.

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Dhonn San Diego, CA

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Displaying 1-10 of 19 Total Reviews
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